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Ready for summer? I know I am! If you are ready to have a fun summer but don’t want to go broke, or maybe save extra money for a summer vacation, you came to the right place! Check out these fun money-saving tips for summer that let you still enjoy the season! 

Is it just me, or has this past year been rainier and colder than ever?

I live in Texas so I know I have no room to complain, but I’m so tired of the rainy days, dreary weather, and random cold fronts.

I’m ready for warm weather, the beach, barbecues, and a deep, golden tan.

Well, a girl can dream about that tan anyway.

Even though I’m patiently waiting for summer, it will be the first summer in years I’m not making any money. As a former teacher, I’m used to being off during the summer time, but I was still getting paid through the summer. And by getting paid, I mean collecting allllll that overtime I put in throughout the school year.

Now that I’ve left my job, I still want to have some fun, but I need to do it frugally.

If you’re reading this, I’m just going to assume you’re in the same boat as me.

Here’s one thing to keep in mind. With the right mindset, we can do this.

Summer can get expensive when you think about it. The kids are out of school which could mean added daycare costs, the heat means higher energy bills, and the extra daylight means spending money on extra summer activities. All those costs can really add up!

Today I will show you it’s possible to enjoy summer on a budget without feeling like you’re missing out on the fun! If you would like to know my favorite money-saving tips for summer, keep reading!


I have collected a list of 23 money-saving tips for summer! Keep more money in your pocket to save for a rainy day or a family vacation! You won’t even feel like you’re sacrificing much at all!

While you’re at it, check out more money-saving tips below!

1. Have a Garage Sale

If you didn’t get to your spring cleaning, summer is the perfect time to declutter your home! After you have decluttered, consider holding a garage sale to make some extra money! You could make an extra $250-$500 depending on how much you declutter and the types of items you have. Now you have extra money and a clean, clutter-free home!

2. Automate Your Bills & Savings

I know most people have an online savings and checkings account, so try to automate your savings by putting what you can into your savings account! It could be as little as $5 a week or $100 a month – do what works for you and your budget. When you put such a small amount in your savings, you won’t even notice the money is gone!

I also recommend automating all your bills. This ends of saving you time and money! Some companies actually reward you with a lower interest rate if you automate their bill. For example, my student loan company gives a .25% discount if you do automatic withdrawals. It doesn’t seem like much, but every penny adds up! This also prevents you from having to pay any late fees if you forget to make a payment.

Helpful tip: If you are looking to automate your savings, check out the Digit app. Digit connects to your checking account and studies your spending habits and bank transactions. After a while, it starts depositing small amounts of money into your savings account. You can stop this at any time and put the money back into your checking account, but you likely won’t notice the “missing” money. You will notice that nice savings account after a while though! Learn more about digit here!

3. Cancel Your Cable

Did you know that people who pay for cable are paying around $85-$100 a month? That’s a pretty costly price to pay when you consider that you don’t watch every channel and you have to sit through commercials. That’s why people are cutting cable from their budgets in record numbers in favor of streaming services like Netflix, Hulu, and Amazon Prime Video.

If you like binge-watching shows as much as I do, consider these alternatives:

  • Netflix. Netflix costs anywhere from $9-13 per month and you can stream Netflix original shows or entire seasons at once without commercials.
  • Youtube. YouTube is free and has an abundance of TV shows, movies, tutorials, and funny videos.
  • Hulu. Check out Hulu to watch original shows or shows that are currently on-air soon after they broadcast. Hulu has plans starting as low as $5.99/month!
  • Amazon Prime Video. Access thousands of videos of tv shows and movies with Amazon Prime Video. It costs about $9 a month for an Amazon Prime Membership.

4. Stop Buying Bottled Water

One of the most wasteful purchases you can make is buying something that is free elsewhere. Bottled water is not only expensive, but it’s also bad for the environment. Invest in an affordable water pitcher instead. This water pitcher will filter out the chlorine taste and any additives that may be in your local tap water. I know that bottled water is convenient, so purchase a stainless steel water bottle to take with you on the go! It’s just as convenient and keeps your water cold!

5. Drink Water at Restaurants

Most people who tell you to save money will tell you to stop going out to eat completely. In fact, it’s something I preach, too. However, I know that going out to eat can be unavoidable and can also be a nice treat. Whenever you do visit the restaurant, try to order water instead of a soft drink. Water is free, filling, and good for you! Soda can cost up to $3 per person, which can add up depending on the size of your family and how often you eat out.

Helpful tip: Whenever you do go out to eat, check to see what deals the restaurant may have. If you are strapped for cash, only eat out where you may get a good deal. 

6. Meal Plan

Meal planning is the ultimate way to save money, get healthy, and lose some weight for summer!

You could slash your grocery bill in half by learning to meal plan.

If you are having trouble meal planning or just eating from home, check out $5 meal plan. This service delivers weekly meal plans and a grocery list straight to your inbox for only $5 a month! The best part is that the meals only cost about $2 per person, and sometimes less. This is great for those who don’t have the time or energy to spend hours in the kitchen trying to plan meals and put together a grocery list for the week. Click here to start your risk-free, 14-day free trial!

7. Get Paid to Walk

Summer is a great time to go outside and enjoy the fresh outdoors. What better way to burn some energy and possibly lose some weight than taking a walk outside?

Did you know there is an app that will actually pay you to walk? It’s called Sweatcoin, and it pays you for the steps you take when you’re outside. You can earn money in the form of PayPal or Amazon vouchers, and get paid extra to refer friends.

Sweatcoin is a great incentive to get out of the house and go outside. Walking is already free, and now you could possibly make money doing!

8. Play Outside

This next point tip goes hand in hand with the previous tip. If you want to save money on your energy bills, then turn everything off and go outside!

Summer is a great time to go for a swim, visit the beach, have a picnic, walk your dog, go for a run, and so many other free or cheap activities.

I live in Texas where it gets hot, so here’s my mom tip of the day: Let the kids nap during the hottest part of the day, which is usually around noon. You can still keep lights and electronics off, without spending hours in the blistering heat! You can also wake up early to enjoy the day outside and/or go outside in the evening.

9. Cut the Gym Membership

With all that playing outside, who needs to spend $20-$50 for a gym membership?

If you truly don’t use the gym often, consider cutting this from your budget. My husband goes five times a week so keeping his membership makes sense, but I canceled mine once I realized I could just use the free videos on YouTube to workout or burn my energy outdoors.

Helpful tip: In order to make my home workouts more effective, I use these resistance bands in addition to a workout video! These bands can be used over and over again and are way cheaper than a monthly membership to the gym!

10. Unplug Your Electronics

If you’re spending more time outdoors, then consider going around your home and unplugging anything that you aren’t using, especially if you are going on vacation or an extended stay away from your home. Leaving devices that you aren’t using plugged in can really eat at your energy bill, so unplug to save some money!

11. Carpool to Work

Carpooling is a great way to save extra money and is more environmentally friendly than taking two cars! If you someone you work with lives close by, consider carpooling with them to save money on gas.

If you’re able, why not ditch the car completely and bike or walk to where you need to go? The weather is great, you get some exercise and your saving money on your gas bill!

12. Do Your Own Nails

Summertime usually means trading in chunky boots for flip flops and strappy sandals. Or maybe you love the look of bright summer colors on your nails.

I know I do, which is why I was spending almost $40 every two weeks to get a manicure and pedicure! That’s almost $1000 a year!

Instead of going to the salon to get your nails done, do them at home instead! With this gel manicure kit, you get the LED lamp, a base and top coat, four nail polish colors, and manicure tools. You can even use this product on your feet as well! This kit costs about as much as just ONE trip to the nail salon! Get summer ready toes and fingers for a fraction of the cost!

Check out the manicure kit here!

13. Learn to Love the Library

The library can be a great place to get out of the heat and hang out somewhere other than your house!

Not only that, but you have free music, computers, movies, and books at your disposal! Most libraries even host free events such as story time for children, mom get-togethers, and read-ins. You could always grab a free movie and have a movie night with friends or family! The library is a great way to have some free fun!

14. Dry Your Laundry Outside

Give your dryer a break and save some money on your energy bill by letting the sun dry your clothes! Just be sure your homeowner’s association or rental place allows this. If you are unable to hang them outside to dry, then dry them on a low heat setting and let them air-dry inside while they’re still damp.

15. Take Advantage of the Sales Season

Now that spring is almost over, be on the lookout for any deals or discounts you can take advantage of. If something is cheaper during the summer season, buy it now instead of waiting until the price goes up during the fall.

This means also buying produce that is in season since it will be cheaper than usual.

16. Have a Barbecue With Friends

Using your stove and oven in the summertime can heat up your home even more, making your air conditioner work that much harder during the summer. Why not host a barbecue or potluck and cook outside! You’ll save money by eating in instead of going out and not turning up the air conditioner once it gets too hot.

If you can’t cook outside, try throwing some meals in your InstaPot! This will save you time and money. Throw a meal in the pot and you’re done until it’s time for supper!

Helpful tip: Save money every time you go to the grocery store by downloading the Ibotta app on your phone! Ibotta is a great way to save money on groceries that you are most likely already going to purchase.

Simply look up offers that you may be interested in before you go grocery shopping. Once you get home, upload your receipt and claim your money!

Click here and get a $10 bonus just for checking it out!

17. Close Your Curtains

During the summertime, your home can heat up quickly.

Keep the heat out by closing the blinds and shutting the curtains, especially during the hottest part of the day. This will help keep your home cool and prevent your air conditioner from having to work double time.

Block out the sun and keep your home cool if you are trying to save every penny you can!

18. Shop Secondhand for Summer Clothes

My daughter has to wear uniforms during the school year, so that means I’ll have to buy her some summer clothes.

Luckily garage sales and flea markets thrive in the summer! If you are looking for clothes for your children or for yourself, don’t be afraid to shop secondhand. You can often get quality clothing at amazing prices, and since they might end up getting dirty anyway, you may want something cheaper than the name brand.

Sometimes I will splurge on high-quality items that I feel will last longer than cheaper versions. When I do, I am sure to use Ebates so that I can get cash back on name brands such as Nike, Macy’s, Levis, and so much more!

Ebates gives you cash back on your regular purchases and is completely free to sign-up and use! Sign up here and get a FREE $10 when you spend $25. It’s totally legit and a great way to earn extra income!

19. Check Out Free Activities in Your Area

Check out your local events calendar for free activities including parades, festivals, or block parties going on in your area. This is a great way to get out of the house, make some friends, and still have fun without spending a dime.

You can also check out discounts on museums, parks, pools, and any other events and services offered in your city. Try to plan your activities around when those discounts are offered!

20. Go to the Beach

I know this doesn’t apply to all my readers, but if you live an hour or less from the ocean, then have a beach day! I live right by the gulf, so this is one of my favorite ways to have fun for free!

You may have to purchase a beach permit if you plan on parking on the beach, but these usually cost about $5. However, there is most likely free parking so you won’t even need the permit! Make it an all-day event and pack a picnic for the family. If you can, come home that evening so you don’t have to purchase a hotel stay!

21. Use a Programmable Thermostat

If you are looking to keep your energy bill down, you may want to consider investing in a programmable thermostat. But how does it work?

With a programmable thermostat, you set your preferred temperatures for different times of the day. This could mean turning the AC up when you know you’ll be out of the house, or turning it down once you know it’s time to go to sleep.

There are tons of affordable options you could look into here. They can be a bit of an investment, but you should make your money back in no time!

22. Start a Garden

Save money on groceries by growing your own food! Starting a garden also doubles as a fun, cheap summer activity that even the kids can get in on!

Because starting a garden is not my area of expertise, take a look at this article. It has everything you need to know about starting a garden as a beginner. You could always visit your local gardening store or plant nursery on tips for what to grow during the summer season as well.

23. Make Extra Money (Without Working)

One of the best ways to save money is to make extra money! If you have the extra time on your hands, why not make a little bit of extra cash or score some free gift cards? Here are some ways that I have experience with earning extra cash!

These methods won’t make you rich, but they are a legitimate way to make some extra money or earn free gift cards quickly. It’s not hard at all to sign up and requires little skill to do!


Whether you’re saving up for a family vacation, or just want some extra money for a rainy day, you can totally save money by following these money-saving tips for summer. You can have fun on a budget without feeling like you are sacrificing too much.

The best thing about some of these money saving-tips is that they allow you to have fun for either cheap or free, and even get healthy in the process!

Before you go:

Leave me a comment and let me know which ways you like to have fun on a budget during the summer time! Do you have any summer plans? I’d love to hear from you!